What is the job profile of IBPS CLERK?

 IBPS CLERK notification is out and millions of applicants are going to apply for the same. Some choose it randomly and some take it as a career prospect. Before applying for it, everyone is eager to know the detailed job profile and other relevant facts about the job. Most of them search it on web and quench their thirst and some take the help of their friends to understand it.

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It is very important to have clear idea about the details of job such as profile, salary, type of work, career growth etc. it will help them to understand the duties before they actually join the IBPS CLERK post.

 Salary: IBPS Clerk 2019

IBPS CLERK is entitled a salary of Rs. 11.765/- per month. The pay scale is read as Rs.11765-655/3-13730-815/3-16175980/4-20095-1145/7-28110-2120/1-30230-1310/1-31540. Besides this, IBPS Clerks are also given a special pay and allowances. 

Salary Structure of IBPS Clerk is as follows:

Facilities Provided	Salary
Basic Pay	Rs 11,765
Special Allowance	Rs 1561
DA	Rs 7073
CCA	Rs 0
TA	Rs 425
Total (without HRA)	Rs 21424
HRA	980
Gross Salary	Rs 22404
Here,

* DA stands for Dearness allowances
* CCA stands for City Compensatory Allowance
* TA stands for Transport Allowance* HRA stands for House Rent Allowance

Dearness allowance is given as 4% of basic pay and revised quarterly for every 3 months which is based on CPI (Consumer Price Index) declared by the banks.

House Rent Allowance is given as 7-9% of basic pay. HRA is different in different cities as mentioned below:

1.   Metro cities         8.5

2.   Cities with a population more than 5 lakhs

3.   Other cities         6.5

Special Allowance is given as 7.5%

1. On completing one-year service, an increment of 400/- and Rs. 500 increment in 2nd year.
2. After the 10th Bipartite Wage Settlement of 2015, a Bank Clerk’s salary has been revised from Rs. 21,339 to Rs. 23,117.

Job Profile of IBPS Clerk

There are number of job profiles given to bank clerk such as Accounts Clerk, Data entry Clerk, Office Clerk, Loan clerks, etc. The clerk will be promoted from lower to upper-level post according to the policies laid down by bank. The clerk is the first contact person in the bank for the customers to get inquiries & guidance. It is a significant post in every bank as it deals with the important tasks related to customer services such as maintaining accounts and solving their complaints if any.

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Some of the major duties and responsibilities of IBPS CLERK are as follows:

1. To do Document Verification
2. To manage Single Window Counter task time to time
3. To issue Cash Receipts and ESI Stamps at Counters
4. To attend to Government Treasury Work
5. To update the pass books of Account Holders
6. To perform back-office works like a collection of receipts, maintenance of ledger, balance tally etc.
7. To sanction withdrawals, verifying cheques, issuing demand drafts (as per request) and other services to the customers.
8. To hold the bank cash, bank keys, and other valuables in safe custody and others.
9. To market financial products of the bank such as deposits, loans, and schemes to visitors.
10. To work on the computer and entering the day to day transaction.

Career Growth of IBPS Clerk

Bank allows various chances and opportunities to bank clerk to get promotions at higher level on the basis of two processes and these process are:

 (1) Normal process
(2) Merit basis process

These two processes are for those candidates who qualify written exam. Besides qualifying this exam, experience and seniority will be the other criterion. Thereafter, he or she will be promoted as Trainee Officer and later will become Probationary Officers (PO).

After being promoted as Probationary Officers (PO), there are seven scales in officer cadre:

1. Scale 1 – Officer / Assistant Manager
2. Scale 2 – Manager
3. Scale 3 – Senior Manager
4. Scale 4 – Chief Manager
5. Scale 5 – Asst. General Manager
6. Scale 6 – Deputy General Manager
7. Scale 7 – General Manager

Hope this information will help you to decide and plan your application as well as your exam preparation. Target the prestigious career opportunity and work hard.

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All the best !!!